Not sure who Charles Darrow is? Do not feel ashamed, most people are not sure either.

Mr. Darrow was the inventor of the world- famous board game Monopoly.

Players roll two dice and move around a game board, buying, trading (negotiating) properties, and developing them with houses and hotels. Players collect rent and secure other opportunities to receive board game capital. The ultimate goal is to have your opponent(s) plunge into bankruptcy. The last player standing is the winner.

In essence monopoly teaches economic theories such as legal taxation, inflation and ownership..…Hmm, does the game possess familiarity, or, is it a cheat sheet for the working class? I will let you decide.

History has shown us that the pursuit of financial stability or wealth is of great importance. Such examples could be the California Gold rush. Or even tracing back to the 15th century- when the Spaniards started an expedition to find gold in the New World-…. Which ultimately later concluded in the colonization of the continent that we now call North America.

Never did the pursuit of financial stability or wealth building become so sweet- reachable.Yet the idea that every American has an equal opportunity to achieve the pursuit of wealth or financial stability is false.

For most Americans making a decent coin, having good health care and to harvest the 40+ years of their labor- retirement is equivalent to Rocky running up the 72 steps of the Philadelphia Museum of Art……Victorious! Euphoria!

Never did the pursuit of financial stability or wealth building become so sweet- reachable.

Yet the idea that every American has an equal opportunity to achieve the pursuit of wealth or financial stability is false.In actuality it is the complete opposite for certain social classes and race.

Why is that?

Unlike the board game–starting out with $600.00–, most minorities do not start out with capital or funds to leverage for a better chance in pursuit of happiness and/or business.

Of the wealth obtained in the United States, evidence reveals systematic, systemic racial disparities is the main cause for this.

The net worth of a typical white family in 2019 is $139,300, while African American family sit on a whopping $12,780. White families net worth are nearly eleven times greater than that of an African American family.

Doesn’t the constitution remind us that “All men are created equal”.

Gaps in wealth reveal the effects of accumulated inequality and discrimination, as well as differences in power and opportunity that can be traced back to this nation’s commencement.

Doesn’t the constitution remind us that “All men are created equal”. Apparently not.

Many would agree that a plethora of inequalities are as clear as day in business.

Let’s take a look at Venture Capitalist firms. Out of the 1 trillion dollars that is managed by VC firms, it is my understanding that 1% of all asset’s classes are managed by black owned VCs or asset managers. In addition to the aforementioned, out of the 11.28 billion equity dollars accessible less than .6% has been granted to African American founders.

As many experts might say that various minority entrepreneurs hold the key to a trillion-dollar market.

Considering the potential magnitude for expansion if VCs invested the same amount of time, capital, and resources in growing these companies as they did in once-opaque areas, such as the internet or emerging markets.” However, data has shown us that the dot chart is not growing but declining.

In closing.

Ask yourself this question, if all tribes from each nationality were to race at the Grand Prix – Ferrari Hublot Esport Series is the car of choice-, who would win the race? Here is the caveat, one nationality starts at lap 50 while all other start at lap 1.

Would that be okay?

So, I pose this question, was Charles Darrow a genius inventor? Or, a disguised economist?